# Free Credit & Funding Community | CreditForward > Everything in the free CreditForward community: live expert sessions, 26 courses, 40 tools, private messages and a personal plan. No credit card required. Canonical page: https://creditforward.org/community # A free community, built around your next move. Live expert sessions, courses, tools and people who get where you are going. Your membership is free forever. [Join Free Forever](/join) [See what you get](#inside) No credit card required. ## Free forever Membership costs $0. ## No card Nothing to enter. ## Live sessions Ask real experts. ## 26 courses Learn at your pace. ## 40 tools Every one free. ## Real people Experts and members. ## Everything you get, for $0 One free membership opens all of it. Nothing is locked behind a paid tier. - ### Live expert sessions Join The Live Room and ask your credit, finance and funding questions to a real person. - ### A member community Post, reply and share wins in eight categories, from questions and funding to ask an expert. - ### 26 free courses Short, practical courses on credit, money and business funding, in a clear order. - ### 40 free tools Calculators for budgets, debt, payments and funding scenarios. Use as many as you like. - ### Private messages Message experts one on one about your own situation, away from the public feed. - ### A personal action plan Save your goals, organize what you learn and track the next steps you plan to take. - ### Points, levels and badges Earn points as you learn, move from Starter up to Founder and see where you stand on the leaderboard. - ### A free strategy call Book a free 20-minute credit strategy call from your dashboard and leave with a next step. ## Stop guessing. Start asking. The Live Room is where members meet experts live. Bring your credit, finance and funding questions and get answers from real people, not a script. ## People who get where you are going. Connect with members facing the same challenges. Ask about a decline, celebrate an approval, trade tool tips and learn together, one post at a time. ## Less overwhelm. More know-how. 26 short, practical courses follow four stages: Foundation, Bankable, Fundable and Funded. Start where you are and move at your own pace. ## Your questions deserve a conversation. Use private messages to talk one on one with experts about your own credit, finances and business funding goals. ## How it works Three steps, and none of them involve a card. - 1 ### Join free in two minutes Create your free account. There is no credit card and no trial to cancel. - 2 ### Pick your path Courses and tools follow four stages, Foundation, Bankable, Fundable and Funded, so you can start where you are. - 3 ### Start learning Take a course, run a tool, ask the community or join a live session. Earn points as you go. ## Questions about the community **Is it really free?** Yes. Membership is free forever, and you never enter a credit card. The live sessions, courses, tools, community and private messages are all included. **Do I need good credit to join?** No. Members join at every stage, including after a decline. The community, courses and tools are built to help you improve your file, whatever it looks like today. **Is credit repair included?** No. Credit repair is optional and paid separately, with a written agreement before anything is charged. Your membership stays free whether or not you ever use it. ## Your next movestarts here. Membership costs $0, now and later. No credit card required. [Join Free Forever](/join) --- Powered by [Launch Automation](https://www.launchautomation.ai/?am_id=jeffperry9043)